Government-sponsored enterprises Fannie Mae and Freddie Mac fuel the housing market with 3% down payment mortgages for retired borrowers.
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While HELOCs are often confused with home equity loans, the latter is more like a traditional loan than a line of credit.
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1st UK money has an in-depth knowledge of specialist mortgage providers as fewer lenders accept less than perfect credit checks.
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You can only take out a lifetime mortgage if you own 100% of your home's equity.
A Retirement Interest Only mortgage is a loan secured against your home.
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